We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Cynthia helped me analyze my options for a home loan. She was quick, informative and efficient. I would recommend her to family and friends.


Cynthia is tenacious about getting the right mortgage and cutting through the red tape of multiple lenders. Expediting the whole process helped me to get my mortgage and close on the house faster. I recommend her and keep her contact information because I see she cares about people and does a great job!

Elliott O.

Michelle was recommended to us by Downtown Expert Realty and we couldn't be happier with our choice. Michelle is truly a master of her trade and walked us through the entire process, she was very responsive at answering every question we had and went above and beyond to get us through the closing process as smooth as possible. Stop wasting your time reading this review and give Michelle a call you won't regret it.

Alex Vialderr

We cannot speak highly enough about Michelle Nicewonger! Her professionalism and expertise helped us to achieve our goal of buying a new home. Michelle went above and beyond to help us, often answering questions multiple times and explaining the lending process in ways that helped us to provide what was needed to secure financing. Michelle was extremely accessible, and supportive of people like us, who were happily moving, but getting lost in all the details and requirements of the lending process. We would HIGHLY recommend Michelle as someone who is able to keep things moving in the best interest of her clients, and who provides experienced and expert assistance, in a way that is tailored to help people who do not understand all the ins and outs of lending. 5 stars is really not enough! We would never use anyone else.

Theresa Pereza

Michelle is a true professional that knows all facets of her business. We recommend her with highest scores. She walked us through the process at every step and made it so easy. We could ask questions and she would respond immediately. This was particularly important as the purchasers of our property were in two different states so much of the process had to be done electronically. If you want a flawless home buying experience we recommend Michelle.

Shelley Paulson

Michelle is great, and along with our real estate agent helped navigate through every twist and turn and obstacle thrown our way throughout this process - especially in such an unprecedented time. She is always available to speak with, and incredibly knowledgeable. I wouldn't hesitate to work with her again!


Just want to say thank you Michelle for your very hard work that you did to get our loan processed, you definitely went out of your way to make this happen and we are greatly thankful for that, i’ve bought other houses before and working with you you made things very smooth and less stressful and for that we thank you, I will be passing your information to my family and friends when  they will be needing your service , we will definitely be keeping in touch, thanks again from Eddie and Jackie 

Eddie and Jackie

If you are looking for a lender that will go the extra mile for you. Look no further. Michelle works to make sure that her clients are always taken care of and getting the best rates out there for them. She is great to work with and is always able to be contacted if there is ever a question. I would highly recommend her for your next transaction.

Anthony D

Michelle with Allstate Home Mortgage goes above and beyond for her clients! She works hard to get the loans closed within 30 days or less. Reach out if you are looking for a great lender who will work hard to get you to the closing table.

Susan H

Michelle is an accomplished professional. She will lead you step by step explaining the process a long the way.Michelle is very thorough ensuring that you're getting what is right for you. Michelle includes you so you never feel left out or wondering. Thank you, Michelle!

Kristin K

Michelle did a wonderful job handling my refinance. She guided me through every step and managed closing escrow within 21 days. Michelle was very responsive to my questions. She was even at my signing. She truly cares about her clients. Michelle is a pleasure to work with so please consider her for any new home loan or refinance. You will not be disappointed.

R Clavere

“Great to work with!”

Michelle has great attention to detail and will keep the process running smoothly for you! She is knowledgeable and great to work with!

Nichole H.

Buying a first home is incredibly stressful, and for someone without a financial
background securing a mortgage is the most confusing part. Kevin Peek was able to
boil down all the rates and acronyms into logical information we needed to make the
right decision. Kevin went out of his way to make sure we got the best available loan at
the lowest possible rate. I recommend Kevin and Allstate Home Mortgage to anyone in
the market for a mortgage.

Calvin & Kathy Rizzaro

I have worked with Kevin Peek on a number of occasions and he is a true professional.
He takes the time to ensure that his clients understand the entire process of closing on
a mortgage and is always willing to explain things until the client is comfortable. Patient,
kind and understanding - Kevin is exactly the type of person you want working on your
behalf. I would never work with anyone else!

Scott Bakerfield

My fiance and I purchased our first home this year and going in we didn't understand
anything about the mortgage process. Kevin was so knowledgeable and attentive and
made us feel comfortable and more educated. Everything went smoothly, and he found
us the lowest possible interest rate. We couldn't have asked for a better experience.
Allstate Home Mortgage made us feel like we were one of their top clients

Erin Brown & Adam Goode

THANK YOU!!!!!!!!!!! for all your help with getting Russ settled in a house! It is a pleasure working with you. YOU MAKE DREAMS A REALITY! Closing went very smooth. They are very happy with the house.

Inna Yasnuk - Realtor, Bridge Realty

I have worked with Allstate Home Mortgage on my refinance and was very happy about the communication and response during the process. Thank you David Schultz! I will recommend you in the future!

Diane H

Dave got me into my first home. I was a bit of a financial nightmare on my end but after a fairly short amount of time Dave got me straightened out and was able to get financing and then into my own home!!!! He is a genius. Thank you so much Dave for making my dreams come true!!!

William K

We were purchasing from out of state, with many different sales requirements. David kept on top of all of this, helping us feeling comfortable with the Financing from across the country. He added local expertise with suggestions that we had never considered. We would highly recommend him for anyone.

Mike & Cherie

David was great to work with, he fought hard to help us get the best!!! His knowledge of the market is incredible and so valuable. He's always on the ball and easy to communicate with. I would definitely recommend him to friends and family!

Elyse P

David Schultz is an expert in his field. He has extensive experience and knowledge in both the real estate and the mortgage industries. More importantly, he is highly professional, dependable, ethical, and honest, which is hard to find. I would recommend David for all your Mortgage needs; you won't go wrong working with him.

Lindee W

Dave was always available and quick to respond when we needed him! He was very sincere and I would recommend him to anyone looking for a home mortgage! Every time we got frustrated or stressed out since the home buying process can be difficult at times, Dave always helped us see the best outcome and remain in happy the whole way.


David did a great job helping me finance my first home. Everything went smoothly and David was a key part of that purchase. He walked me through the process as a first time home buyer. Every time I had a question or concern David was available with answers.

Bob C

David has proven himself to be a very trustworthy person to have looking out for your interests, and that's really what it's all about when it comes to helping you through one of the most important decisions of your life. You need to know you are in good hands, and David will be there with you through the good, the bad and the ugly of this business.

Guy S

Dave was patient with us and helpful during the financing process. Closed two weeks after we gave our offer. Thanks!

Kip M

Dave is very professional and helpful. His knowledge was very helpful in financing our home. We would definitely recommend him as a loan officer.

Jim B

I have known David for years and this is probably my 4th home finance transaction with him In every case, David has been on top of the process even when any issues may occur. His knowledge of the mortgage programs are A+ and I would never fail to refer him to any family and friends that may be looking to finance a home, in fact my Sister and her Husband are in buying an investment property with him right now. David is a great choice to work with and you will be very satisfied with his services!

Larry A.

A friend referred me to David. His professionalism and knowledge of the mortgage business changed all that. He made everything go very smooth and I was able to get a great interest rate. I have since referred David to family and friends. He is now financing my sister’s home.

Ron D

I cannot recommend David and his expertise enough. Seriously. Faced with a complicated home loan and an incredibly demanding timeline he went above and beyond for us and made it happen. We've trusted him for more than 20 yrs with our mortgages and he is just wonderful at what he does. We highly recommend him, and appreciate all his hard work to make our dream farm come true! A+!

Amanda C

I was referred to David Schultz by my realtor and he did not disappoint. The whole process was quick and painless took under 4 weeks from start to finish. David was always there to answer any questions or concerns I had and was always looking out for my best interests. He got me a great rate and I was able to shave 10 years off my mortgage (going from a 30 to a 15 year) and my monthly payment barely went up. Had I known the experience would have been this easy, I would have sought David out a few years earlier. Thanks David!!

Debbie G


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